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Cardinal Mortgage Corp. – More Choices


More Choices is not just a corporate slogan.  More Choices represents a philosophy that provides the consumer with not only multiple mortgage options and lender choices, but also more choices of how to engage in the mortgage process.

More Product Choices.  Cardinal has uniquely positioned itself to provide the consumer with mortgage options that the banks simply cannot offer today.  While Cardinal will continue to offer a wide array of mortgage options and competitive pricing on Conventional, FHA / VA and Jumbo mortgages as do the banks, we have expanded our mortgage product suite to include all new Non-QM (Non Qualified Mortgage) Loans.  We are now offering stated income and bank statement only loans to help the Self-Employed Borrower qualify for their mortgage where traditional methods have typically failed them in the past.  ITIN Home Loans are now available to help people without social security numbers who have obtained ITIN numbers from the IRS.  Perhaps you are shopping for a Jumbo Mortgage and your credit has been challenged.  Cardinal is offering Jumbo Mortgage Loans with credit scores as low as 500.  Over age 62 and on a fixed income?  Cardinal has Reverse Mortgage options that include cash out refinances, tax free flexible payment lines of credit and yes you can even purchase your new home with a reverse mortgage often referred to as an H4P Mortgage Loan.  Our experienced loan officers will be able to guide you through not only the purchase or refinance of your residential dream home, but will also be able to arrange a reverse mortgage for yourself or a loved one whether that need be a purchase or a refinance.  Looking to purchase or refinance a commercial property?  Cardinal has many options including multi-family commercial, mixed use, and owner-occupied commercial properties.

 More Service Choices.  Experience Cardinal’s brand new all digital paperless mortgage process.  Cardinal provides you with choices on how you would like to proceed with the mortgage process.  Take advantage of our secure on line application process or call us and we can handle the application process right over the phone.  Prefer to speak in person with your loan officer?  No problem, our experienced loan officers can meet with you in our offices located in Purchase, New York or in the convenience of your own home.