Cardinal Mortgage Corp.
Main Number: (888) 970-2200
Email: ljhope@cardinalconnect.com
Address
500 N Franklin Turnpike
Suite 303
Ramsey, NY. 07446
Profile
WE WORK FOR YOU, NOT THE LENDER
IT DOES NOT COST MORE TO USE THE SERVICES OF CARDINAL MORTGAGE
At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
We then present the loan to the Mortgage Lender for funding. For providing this valuable service, the lender provides us with a wholesale cost that makes it possible for you, the borrower, to obtain the most competitive rate available.
We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with the borrower. We also know the importance of getting the job done in a timely manner.
We pride ourselves on the number of referrals sent to us by realtors, attorneys and satisfied customers and we are committed to earning the respect and confidence of every single client.
WE REPRESENT THE BORROWER NOT THE LOAN PROGRAM
Lenders from all over the country send us daily rate quotes on their particular loan programs. However, many loan programs may not fit the particular needs of the borrower. That is why working closely with you, we are able to seek out the lending program that truly fits your needs, and not the Lender’s.
MULTIPLE LENDING SOURCES / ON-LINE TECHNOLOGY
CardinalMortgage Corp. represents over forty (40) mortgage lending sources. Should your loan be turned down by one lender, Cardinal as your Mortgage Consultant, will re-package your loan and submit it to another lender for approval, at little or no cost to you the borrower. We utilize the latest in On-Line Technology to communicate not only with our lenders but to the agencies (such as Fannie Mae & Freddie Mac) that ultimately purchase these mortgages. This translates into unprecedented turn around time in getting your mortgage closed.
PROFESSIONAL ORGANIZATION
As a licensed member of the Nationwide Mortgage Licensing System (NMLS), we have demonstrated a firm commitment to remaining an informed professional organization in the rapidly changing world of real estate finance. This dedication, which includes adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the most trustworthy in the industry.
In addition to maintaining the proper banking licenses, the president of Cardinal Mortgage Corp. is a licensed Certified Public Accountant and holds a license as a Property & Casualty Insurance Broker in the State of New York.
Whatever your home financing needs, we are ready to help you with a broad range of programs and personalized service.
For more information on any of our loan products, contact our office and one of our mortgage experts would be happy to assist you.
