Noel McGovernMLO | NMLS #72404
I am committed to making the mortgage process as easy and as stress free as possible by building trust though results. Buying a new home is the biggest financial commitment you will make and is not something I take lightly. I pride myself in being honest with you and giving you the best advice possible.
Through pre-approval, I will thoroughly review your current income, credit and assets to make sure you qualify for the property you wish to buy. I can give you guidance on your credit report and help you establish a budget or a “comfort level” for a monthly payment for a mortgage, tax and Insurance.
As we work together, you will be fully versed in the mortgage process. I will lay out the exact steps in the home buying process from application, appraisal, title, clearing conditions to closing.
I guarantee you I will tell you what you NEED to hear and not what you WANT to hear. I want this relationship to be a long term one and not one transaction. Over 70% of my current business comes from past satisfied clients.
Allow me to put my many years of experience to work for you. Originally from Co. Derry, Ireland, I graduated from the University of Ulster in 1990. I came to New York in 1994 and in 1997 my background in Business and Finance led me to a career in Real Estate and Mortgage financing. I am currently a full-time mortgage loan specialist who has worked for Cardinal Mortgage Corp. since 2008. With over nineteen years of industry experience, I am committed to offering you trusted home financing advice and superior customer service.