Career Opportunities – Loan Officers

Cardinal Mortgage Offers Loan Officers A Digital Platform

w/ Product, Process, Promotion, Payout, & Price

that Banks or Mega-Retail Lenders Simply Cannot Provide

Products

In addition to traditional loan products most banks offer such as Conventional, FHA/VA & Jumbo, with Cardinal Mortgage you will expand your market reach with our out-of-the-box product mix.

  • Bank Statement (either personal or business) used to income qualify.
  • Jumbo (A – Credit) (B Credit) & (C Credit) Home Loans.
  • Credit Challenged borrowers w/credit down to 500.
  • ITIN Mortgages for people without SS#.
  • Foreign National Home Loans to $5Million.
  • Debt Coverage Only for Investment Properties.
  • A Full line of Investor Loans.
  • Reverse Mortgages for both Purchase & Refinance.
  • Business Purpose Loans.
  • Commercial Mortgages.

Process

We offer a simple and efficient loan process that allows our Loan Officers to quickly move from application to closing and then onto the next deal.

  • State of the art Digital Loan Origination System.
  • A paperless digital process from lead management to origination through closing.
  • Remote Access that creates leverage—more deals.
  • A digital CRM to manage prospects and turn them into applications.
  • Our Conventional & FHA loan process is the fastest in the industry.
  • In-House Mortgage Underwriter & Processors.

Promotion

Our Loan Officers are an integral part of what makes us great and we use every resource to make sure their clients and referral partners know about them.

  • Centralized marketing.
  • Website Presence.
  • Targeted Niche Customer and Referral Marketing Campaigns.
  • A digital CRM to manage prospects and turn them into applications.

Payout

We offer one of the most lucrative compensation packages in the mortgage industry.

  • Compensation paid on a percentage of gross rather than BPS (much higher payout).
  • No corporate or management overrides on compensation.
  • Many Programs to earn large commissions.
  • All loan priced off wholesale price matrixes so complete transparency
  • Rates are very aggressive, and loans are priced loan by loan.
  • Can compete on every deal.
  • Ability to price using borrower paid or LPC.

Price

We offer a large array of wholesale lending options for conventional, FHA, Jumbo, Non-QM, and Non-Prime.

  • These wholesale lenders are very aggressive in their pricing.
  • This large selection of wholesalers competes for Cardinal & your business.
  • Earn more money on more deals.

“Cardinal Mortgage Positioning You for Success!”