Fernando Ramirez Jr.MLA | NMLS 114192
I have over twenty years of experience in both mortgage sales and operations. In addition, I am fluent in Spanish and have vast experience in assisting borrowers navigate the mortgage process in particular those challenged by immigration status. Many of our programs will allow borrowers with no social security to enjoy the privilege of home ownership.
Connect & Close, our fully digital, safe and secure mortgage application platform, will speed you through the mortgage process resulting in pre-approvals within 24 to 48 hours and closings within as little as 14 days. Equally as important, our Connect & Close platform protects your personal information in accordance with the strictest standards as required by today’s federal and state regulations.
Cardinal’s relentless passion to remain in the forefront of mortgage lending today by providing more choices through alternative mortgage programs and real estate financing solutions than traditional banks, ensures that you, the consumer, will continue to have access to these mortgage solutions that best serve you, your family and your business in the years to come.