Noel McGovernMLO | NMLS #72404
As a mortgage professional with over 20 years of experience, I can guide you through today’s mortgage maze that has become increasingly complicated as we navigate through ever changing government regulations while providing you with the most comprehensive choice of mortgage solutions available to the consumer today.
Connect & Close, our fully digital, safe and secure mortgage application platform, will speed you through the mortgage process resulting in pre-approvals within 24 to 48 hours and closings within as little as 14 days. Equally as important, our Connect & Close platform protects your personal information in accordance with the strictest standards as required by today’s federal and state regulations.
Cardinal’s relentless passion to remain in the forefront of mortgage lending today by providing more choices through alternative mortgage programs and real estate financing solutions than traditional banks, ensures that you, the consumer, will continue to have access to these mortgage solutions that best serve you, your family and your business in the years to come.
I am committed to making the mortgage process as easy and as stress free as possible by building trust though results. Buying a new home is the biggest financial commitment you will make and is not something I take lightly. I pride myself in being honest with you and giving you the best advice possible.
Through pre-approval, I will thoroughly review your current income, credit and assets to make sure you qualify for the property you wish to buy. I can give you guidance on your credit report and help you establish a budget or a “comfort level” for a monthly payment for a mortgage, tax and Insurance.
As we work together, you will be fully versed in the mortgage process. I will lay out the exact steps in the home buying process from application, appraisal, title, clearing conditions to closing.
I guarantee you I will tell you what you NEED to hear and not what you WANT to hear. I want this relationship to be a long term one and not one transaction. Over 70% of my current business comes from past satisfied clients.
Allow me to put my many years of experience to work for you. Originally from Co. Derry, Ireland, I graduated from the University of Ulster in 1990. I came to New York in 1994 and in 1997 my background in Business and Finance led me to a career in Real Estate and Mortgage financing. I am currently a full-time mortgage loan specialist who has worked for Cardinal Mortgage Corp. since 2008. With over nineteen years of industry experience, I am committed to offering you trusted home financing advice and superior customer service.